skip to content


Invest in the mission of the church while earning positive financial returns with TMF Impact Certificates*.

Open an Account


Earn positive returns while growing the church*

EQUITY & BOND Investments

Gain market appreciation over time*


Open an account with a $1000 investment


Information to help guide your investments

Meet the Team

Trusted experts help steward your financial potential


Investors make possible loans for churches, grants for nonprofits, and initiatives that embolden leaders through learning and innovation, strengthening the church’s witness today and into the future across Texas and New Mexico.

TMF offers churches and nonprofit organizations two types of investments: TMF Impact Certificates and TMF Equity & Bond Funds. Clergy and individuals are eligible to invest in TMF Impact Certificates.

TMF Impact Certificates

TMF Impact Certificates are flexible and fixed-rate notes with 1-to-5-year terms.*


Rates for Churches¹ Good Through 6/30/24

1 yr. 2 yr. 3 yr. 4 yr. 5 yr.
Rates 4.90% 4.30% 4.10% 4.00% 3.95%
Annual Percentage Yield (APY) 5.01% 4.39% 4.18% 4.07% 4.02%

TMF Variable Rate Impact Certificate: June 1.50%
This rate is annualized and is subject to change on the first day of each month.

¹Fixed rates are set on a monthly basis.

Equity & Bond Funds

TMF Equity & Bond Funds provide churches and nonprofits the opportunity for market appreciation over time.²

Equity & Bond Funds

TMF Equity & Bond Funds² Performance as of 05/31/2024

YTD 05/31/24 1 yr. 3 yr. 5 yr. 10 yr.
TMF Balanced Fund 4.06% 12.78% 0.28% 6.92% 5.68%
TMF US Equity Fund 7.89% 23.37% 4.79% 13.18% 11.03%
TMF International Equity Fund 4.10% 11.93% -4.03% 5.99% 4.08%
TMF Fixed Income Fund -0.36% 4.71% -1.92% 1.01% 1.90%
TMF Inflation Protection Fund 0.34% 3.50% 0.74% 3.03% 2.15%
TMF Multiple Asset Fund 4.01% 13.23% 0.23% 7.25% 6.15%

² Returns represent past performance and do not guarantee future results or the deduction of administrative fees, which are assessed by TMF monthly. Investment returns will fluctuate with market conditions, and investors may have a gain or loss when they redeem their investment. Fund performance changes over time and currently may be lower than stated above. Performance is updated and published monthly.

Impact Story

Investing in Children

You only get one chance at a great childhood.

The Children's Coalition of Aransas County provides vital year-round and day-long childcare that nurtures the spirits and talents of young kids. This quality childcare frees moms and dads to comfortably go to work, improving the quality of life for their entire family and growing the local economy.

TMF's investors in Impact Certificates enabled us to support the Children's Coalition by providing seed funding that launched this community-changing program.

Get Started

Open an Account

TMF Impact Certificate accounts are available for individuals, churches, and clergy. Accounts may be opened with an initial investment as low as $1,000. Impact Certificate accounts and Equity and Bond Investment accounts are available for churches and nonprofits.

Open an Account

Meet The Investment Team

Contact an Investment Specialist

Derek Casteel Headshot

Derek Casteel, CFA

Director of Investment Services

email hidden; JavaScript is required

Sara Beltran Headshot

Sara Beltran

Assistant Vice President Investor Services

email hidden; JavaScript is required


Randi Forrest

Investor Services

email hidden; JavaScript is required