Impact Notes
TMF Impact Notes provide investors with positive returns¹ while growing churches and communities. When investing through TMF, you invest with a nonprofit organization dedicated to supporting the mission of the church.
TMF Impact Notes grow the church while providing investors positive returns.
IMPACT NOTES FOR CHURCHES
Stewarding Church Resources
TMF offers investment vehicles for churches that provide liquidity, fixed-rate returns, and asset appreciation potential. Our exceptional record of loan and investment management reflects our ability to partner with churches and agencies committed to achieving their God-appointed mission by investing wisely.
TMF Impact Notes Fixed Rates for Churches* Good Through 4/26/2024
| 1 yr. | 2 yr. | 3 yr. | 4 yr. | 5 yr. | |
|---|---|---|---|---|---|
| Rates | 4.40% | 4.20% | 4.00% | 3.90% | 3.80% |
| Annual Percentage Yield (APY) | 4.49% | 4.28% | 4.07% | 3.97% | 3.87% |
TMF Variable Rate Impact Notes: April 1.50%
This rate is annualized and is subject to change on the first day of each month.
*Fixed rates are set on a weekly basis.
IMPACT NOTES FOR CLERGY
Honoring Clergy
The Clergy Appreciation Rate honors pastoral leaders' invaluable service to their churches and communities. Active and retired clergy (deacon, elder, diaconal, or local) receive an additional 0.50% interest above rates to individual investors. This rate applies to all new and renewed investments in fixed-rate accounts made by clergy with their primary residence in Texas or New Mexico.
Rates for Clergy* Individual clergy fund or IRA fixed rates Good Through 4/26/2024
| 1 yr. | 2 yr. | 3 yr. | 4 yr. | 5 yr. | |
|---|---|---|---|---|---|
| Rates | 4.90% | 4.70% | 4.50% | 4.40% | 4.30% |
| Annual Percentage Yield (APY) | 5.01% | 4.80% | 4.59% | 4.49% | 4.39% |
Rate available to TMF Variable Rate Note investors for the month of April: 1.50%
This rate is annualized and is subject to change on the first day of each month.
*Fixed rates are set on a weekly basis.
IMPACT NOTES FOR INDIVIDUALS
Empowering Individuals to Grow Impact
TMF Impact Notes for individuals provide much more than financial returns. The Individual Impact Notes and Individual IRA Impact Notes offer investors a unique opportunity for returns while also providing much-needed resources for churches and agencies to expand their ministry and have a positive impact in their communities.
Rates for Individuals* Individual fund or IRA fixed rates Good Through 4/26/2024
| 1 yr. | 2 yr. | 3 yr. | 4 yr. | 5 yr. | |
|---|---|---|---|---|---|
| Rates | 4.40% | 4.20% | 4.00% | 3.90% | 3.80% |
| Annual Percentage Yield (APY) | 4.49% | 4.28% | 4.07% | 3.97% | 3.87% |
Rate available to TMF Variable Rate Note investors for the month of April 1.50%
This rate is annualized and is subject to change on the first day of each month.
*Fixed rates are set on a weekly basis.
Get Started
Open an Account
Impact Note accounts are available for individuals, churches, and clergy. Accounts may be opened with an initial investment as low as $1,000. Impact Note accounts and Equity and Bond Investment accounts are available for churches and nonprofits.
